The rules OneFile Money checks

Every rule the app applies to your claims, in one list, so you and your tax practitioner can check them.

OneFile Money keeps you on the safe side: it warns rather than guesses, and leaves the final call to a registered tax practitioner. These are the rules it applies.

Slips and invoices (VAT Act s20)

• Over R5,000: a full tax invoice with your name and address
• R50.01 to R5,000: an abridged tax invoice with the shop's VAT number
• R50 or less: a till slip showing VAT is enough
• We never make a tax invoice. Our payment records say what the bank showed and what you told us, and are marked "Not a tax invoice"

Business or personal (Income Tax Act s11(a), s23)

• Private costs can't be claimed: groceries, clothes, pharmacy, streaming and gyms are flagged if marked business
• Salary earners can't usually deduct work costs (s23(m)), so we keep them out of the estimate
• Entertainment needs who was there, and flights, Ubers, hotels and "other" need a reason
• No VAT is claimed on entertainment (VAT Act s17(2)(a)), fuel or local passenger transport

Your own deductions

• Retirement funds (s11F): 27.5% of the greater of remuneration or taxable income, up to the yearly cap; anything over carries forward
• Medical aid: the monthly s6A credit per member, and the s6B extra credit on costs above it
• Donations: only with the organisation's s18A certificate, up to 10% of taxable income
• Home office: a room used only and regularly for work, mostly from home (s23(b))
• Car: the logbook decides the business share; the logbook claim replaces fuel and car payments

Duplicates

• A statement line within three days of a slip or bank alert with the same amount on the same card counts as the same payment
• When we're not sure, we ask you

Every figure in the app is for illustration only. A registered tax practitioner must review and approve the final figures before you file.