Free tax calculators

35 calculators for South African tax. Free, no sign-up, nothing saved. Each one shows exactly how the sum is worked out, so you learn how SARS gets to its numbers.

Salary and income

Take-home pay, bonuses, UIF and what an employee costs.

Income tax and take-home payPAYE, UIF and what lands in your account each month.Bonus taxHow much of your bonus SARS takes, and what you keep.Tax bracketWhich bracket you're in, your marginal rate and your average rate.Hourly rate to salaryTurn an hourly or day rate into a yearly income and the tax on it.Net to gross salaryThe salary to ask for to take home the amount you want.UIFUnemployment Insurance Fund: what you and your employer pay.Cost of an employeeWhat a salary really costs an employer: UIF, SDL and PAYE.

Refunds and deductions

What you could claim back, and how SARS works it out.

Tax refund estimateWill SARS owe you money, or will you owe SARS?Medical tax creditsThe monthly medical aid credit and the extra credit for big medical bills.Travel allowance and logbook claimWhat your business kilometres are worth against a travel allowance.Home officeWhat working from home could let you claim.Wear and tear on work equipmentClaim laptops, phones and tools over SARS's write-off periods.

Retirement

Lump sums, two-pot withdrawals, RAs and retrenchment.

Retirement lump sum taxTax on a cash lump sum when you retire or resign.Two-pot withdrawalWhat you'd actually get from a savings-pot withdrawal.Retirement annuity tax savingHow much tax an RA saves you, and how much room you have left.Retrenchment packageTax on severance pay, leave pay and notice pay.

Investments

Capital gains, crypto, interest, dividends and tax-free savings.

Capital gains taxTax when you sell shares, property or other assets at a profit.Crypto taxTax on crypto profits, as an investor or a trader.Interest incomeHow much of your interest is tax free, and the tax on the rest.Dividends: local and foreignDividends tax on local shares and income tax on foreign dividends.Tax-free savingsYearly and lifetime limits, the 40% penalty and growth over time.

Property and other

Rental income, transfer duty, donations, company cars and VAT.

Rental incomeTax on renting out a property or a room, after expenses.Transfer dutyThe duty you pay SARS when you buy a property.Donations taxTax on gifts of money or assets to other people.Company car fringe benefitThe tax on a car your employer gives you.VATAdd or remove 15% VAT from a price.

Business

Small business tax, provisional tax and asset allowances.

Small business corporation taxCompany tax at the lower SBC rates, against the normal 27%.Provisional tax (IRP6)Your August and February payments, for commission earners and the self-employed.Business asset allowances (s12C and s12E)How fast a business can write off machinery and equipment.Lease premiums and leasehold improvementsSection 11(f) and 11(g): spreading lease premiums and improvements to rented premises.

Tools and checklists

Deadlines, documents and what your SARS status means.

Am I a provisional taxpayer?Five questions to see if SARS expects IRP6 payments from you.Quick refund checkFive questions that show what could lower your tax.SARS deadlinesEvery tax date for the next twelve months.Documents checklistWhat to collect before you file your return.Where is my SARS refund?What your SARS status means and what to do next.

These calculators use SARS's published rates. For illustration only. This is a guideline to help you plan, not tax advice: a registered tax practitioner must review and approve the final figures before you file.

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