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Tax refund estimate

Use the figures on your IRP5 and tax certificates. We work out the tax for the year, then compare it with the PAYE and provisional tax you've already paid.

Tax yearYour age at the end of the tax yearyearsEmployment income for the year (IRP5 code 3699)Include any travel allowance and taxable benefits.Local interest earnedBusiness or freelance profitOther taxable income (rental profit, annuities)Pension, provident and RA contributions (4001, 4003, 4006)Donations with s18A receiptsTravel claim from your logbookUse the travel calculator to work this out.People on your medical aidMonths on medical aidMedical aid fees you paid yourselfMedical costs the scheme didn't pay You, your spouse or a child has a disabilityPAYE already paid (4102)Provisional tax already paid

Estimated refundR3,828Tax for the year R56,172 · already paid R60,000

Total incomeR360,000
Taxable incomeR360,000
Tax before creditsR73,992
Rebates-R17,820
Tax for the yearR56,172
Already paid-R60,000
RefundR3,828

How it works, with your numbers

Income: salary R360,000 = R360,000.
Taxable income: R360,000.
Taxable income of R360,000 falls in the bracket R245,101 to R383,100: R44,118 plus 26% of the amount over R245,100. That gives R73,992 before rebates.
Less the rebate: R17,820 (the primary rebate everyone gets).
Tax for the year: R73,992 − R17,820 = R56,172.
Compared with what you've paid: R60,000 − R56,172 = R3,828 back to you.

Good to know

SARS's auto-assessment can miss RA payments, medical costs and travel claims. Check it before you accept.
Keep every slip and certificate: SARS may ask for them in a verification.

OneFile Money collects these figures from your bank statements and slips all year, then builds a tax pack.

Start free

Uses SARS rates for the 2027 tax year. For illustration only. This is a guideline to help you plan, not tax advice: a registered tax practitioner must review and approve the final figures before you file.

Related calculators

Medical tax creditsThe monthly medical aid credit and the extra credit for big medical bills.Travel allowance and logbook claimWhat your business kilometres are worth against a travel allowance.Retirement annuity tax savingHow much tax an RA saves you, and how much room you have left.